Jim and Marguerite continue their discussion of Marguerite's "Commandments". They begin with a discussion of how businesses get into trouble by not paying the proper taxes, especially payroll withholding. They move on to talk about how to expect the unexpected, and how to identify what Marguerite calls, "The Green Zone, The Yellow Zone, and the dread Red Zone.

Marguerite talks with Jim about sound principles of successful operation of your small business, specifically, do what you love, and questions you should ask yourself before you start your small business.