Tom Hegna

How do you maximize your retirement income while leaving something for your family? Tom Hegna joins Jim Blasingame with advice on how to use life insurance products to allow you to maximize your retirement while leaving something to the kids.

How do you manage risk and guaranteed income for retirement? Tom Hegna joins Jim Blasingame to reveal some of the ways to maximize retirement income and minimize risk by adding insurance products.

How much of your income should you save for retirement? Tom Hegna joins Jim Blasingame to recommend you save more than 10% - maybe as much as 20% after the kids are grown - for retirement.

etirement used to be much simpler. A person would spend their entire career with ONE company and then upon retirement they would receive a pension which was a guaranteed paycheck every month for the rest of their life. Most Americans have no chance at getting that deal anymore.

The burdens, challenges, and risks of today's world are far greater. The stock market has seen negative returns for an entire decade. Health care costs are up but benefits are down. Life expectancy has dramatically increased but pensions are all but extinct! We are in a time when people need guaranteed income more than ever, yet fewer people have it than ever before.

Paychecks and Playchecks: Retirement Solutions For Life is a guide for retirement that is BUILT for markets like these. It's a roadmap for surviving, and thriving, in difficult economic times. This book is not an Op-Ed on how "Average Joe" can invest to generate huge returns. It is a mathematical and scientifically proven guide on how to create a solid retirement with as much upside potential and downside protection as possible. Its purpose is to help you make absolutely sure that you have guaranteed lifetime income to keep you and your family protected in any market.

By using simple financial products properly, having a plan for long term care, and utilizing cutting edge estate planning ideas, Paychecks and Playchecks will show you how to retire with enough guaranteed lifetime income to cover your basic expenses and optimize the rest of your portfolio to make sure you receive your "playchecks." It's not rocket science - it's financial sense. Despite what most experts say, "Happily ever after" still exists and it starts with Paychecks and Playchecks: Retirement Solutions For Life.

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