Small Business Financial Planning Archives

Brett Wilder 06/04/2008 Author of The Quiet Millionaire: A Guide to Accumulating and Keeping Your Wealth How does a business owner combine growing business while doing personal financial planning? Brett Wilder joins Jim Blasingame to explain the four stages of business development and how each stage affects the owner.

Penelope Tzougros 05/15/2008 Author of Wealthy Choices You're good at spending money, but how are you at saving? Penelope Tzougros joins Jim Blasingame to talk about why we all have to take more responsibility for our retirement income, plus she talks about some of the instruments to consider.

Penelope Tzougros 04/04/2008 Author of Wealthy Choices You're good at spending money, but how are you at saving? Penelope Tzougros joins Jim Blasingame to talk about why we all have to take more responsibility for our retirement income, plus she talks about some of the instruments to consider.

Gene Siciliano 10/24/2007 Author of Finance for Non-Financial Managers What's the best way for small business to use money borrowed from a bank? Gene talks with Jim about how small businesses should manage the different kinds of working capital available to them, including bank debt, and blend them together into a successful capitalization plan.

Stephan Roche 09/06/2007 Vice President and General Manager, Small Buinsess Group, ShareBuilder Does your small business have a 401(k) as part of the benefits package? The day before 401K Day (Jim calls it 401(k) Day eve), Stephan talks with Jim about why the 401(k) is one of the best tax-free options for adding value to the relationship you have with your employees. He also explains some of the different kinds of 401(k)s, and just how easy it can be to set up a program.

Renee Schaaf 08/29/2007 Vice President, Retirement and Investor Services, The Principal Financial Group What do the best small businesses know about retaining employees? Renee joins Jim to talk about what her company has learned about the best employee retention and motivation practices and how these practices convert directly to the bottom line.

Joe White 07/24/2007 Your Personal Mortgage Planner Should you own the real estate your business is in? Joe and Jim talk about this investment issue and others, including what's the news on the sub-prime lending industry.

Doug Stives 06/26/2007 Partner, Curchin & Company What is the Tax Gap, why is the IRS so upset about it, and why do they think small business is the answer to their problem? Doug talks with Jim about what the Tax Gap, how big it is, what is being proposed to fix it, and what small business owners need to know about this.

Jerry Ripperger 06/20/2007 Director, Consumer Health, Principal Financial Group The Health Savings Account is arguably the most important thing small business owners have at their disposal to help them cover their own current and future healthcare requirements, as well as to be a more competitive employer, and Jerry talks with Jim about how new legislation has made HSAs even more appealing and helpful for small business owners.

Rick Pinion 06/18/2007 President, Pinion Financial Services There are a number of different tax deductible retirement plans available to small business owners and Rick talks with Jim about two of the most important ones, the Individual K plan and the SEP-IRA.

Gary Moore 05/29/2007 Author of Faithful Finances Is the market overpriced? Gary talks with Jim about how to invest -- and in what -- when so many stocks are at an all-time high.

Rick Pinion 05/21/2007 President, Pinion Financial Services There are some new laws that protect employers who provide retirement plans for their employees, and Rick talks with Jim about these, as well as whether Rick thinks stocks are over-valued, and what he thinks about investing in the now-record stock market.

Stephanie Frank 05/11/2007 Author of The Accidental Millionaire and co-founder of The Whole Wealth Institute Business Accelerator What are the things your mother never told you about becoming wealthy? Stephanie talks with Jim about some of these.

Mark Brock 05/04/2007 President & CEO, Brock Financial Group There are three absolute ways you'll leave your business: sell, death or disability. Mark talks with Jim about the best ways to be prepared for either of these.

Chris Bowman Debbie Jaudon 04/25/2007 VP of Retirement and Investor Services—Principal Financial; Director of HR for Argon ST Having a competitive benefits program for your employees is not just the right thing to do, it's a best practice of the best companies in America. Chris introduces Jim to Debbie who's company, as one of Principal's 10 Best, has benefited from the execution of a robust benefits package, which has helped them grow from start-up to over 800 employees in less than 10 years.

Barrie Christman 03/28/2007 VP, Individual Investor Marketing, Retirement and Investor Services at The Principal There are definite trends in retirement plans and how employees and employers use them in the 21st century, and Barrie reports on those trends in this visit with Jim, and they discuss what all of this means for small businesses.

Rick Pinion 03/14/2007 President, Pinion Financial Services Rick joins Jim to talk about some of the tools financial planners use to help their clients. You can use this information as you interview financial planner prospects.

Rick Pinion 02/15/2007 President, Pinion Financial Services Elvis Presley's heirs lost 73% of his estate value to taxes. Rick talks with Jim about this and other estate planning nightmares he's seen and what we can do to avoid them.

Rick Pinion 01/17/2007 President, Pinion Financial Services Some financial planners say that disability insurance is just as important for small businesses as life insurance, and Rick talks with Jim about why that is the case.

Mary Beth Franklin 01/02/2007 Senior editor, Kiplinger's Personal Finance magazine Retirement planning is not easy for small business owners, because there are always other needs for our capital that preempts the retirement accounts. But Mary Beth talks with Jim about some retirement plan ideas that will help small business owners capitalize their business AND plan for retirement.

Scott Cawood 12/22/2006 Co-author of Destination Profit Our employees are the ones who tough most of the customers, so why don't we do a better job with them? Scott and Jim talk about how to make sure you're maximizing this very important relationship we have with our internal customers.

Rick Pinion 12/20/2006 President, Pinion Financial Services Year-end is always a good time for small business owners to make last minute checks of our financial plan while getting the new year plan ready, and Rick talks with Jim about some of the key financial planning and tax areas to look at.

Gary Moore 11/15/2006 Author of Faithful Finances Joining Jim during his 9th anniversary week, Gary talks about some of the economic issues we'll have with the new Congressional leadership, and whether we should worry or be excited.

Gerri Detweiler 10/27/2006 President of Ultimate Credit Solutions Gerri and Jim talk about the best way for small business owners to use credit reporting to their advantage.

Rick Pinion 10/20/2006 President, Pinion Financial Services Rich talks with Jim about how to incorporate annuities into your financial plan, including the advantages of annuities and the disadvantages.

Rick Pinion 09/22/2006 President, Pinion Financial Services Rich talks with Jim about the ethical tenets of the financial planning profession.

Gene Siciliano 09/06/2006 Author of Finance for Non-Financial Managers Gene and Jim talk about how to make sure that the products you sell and the customer relationships you have are profitable ones. But most importantly, regardless of how profitable, the facts are what you intended, not what just happened.

Robert Allen 08/22/2006 Author of Nothing Down and Creating Wealth Bob joins Jim to talk about what holds us back from creating wealth. They go on to talk about the advantages of being a real estate investor.

Rick Pinion 07/19/2006 President, Pinion Financial Services Rick talks with Jim about the documents and information required for a financial planner to help you develop and execute your financial plan.

Rick Pinion 07/19/2006 President, Pinion Financial Services Rick talks with Jim about the documents and information required for a financial planner to help you develop and execute your financial plan.

Ruth King 06/12/2006 CEO, businesstvchannel.com; author of The Ugly Truth About Small Business Ruth joins Jim to talk about some of the fundamental managerial checks and balances that they recommends for small businesses.

Rick Pinion 04/24/2006 President, Pinion Financial Services Rick talks with Jim about why the new Roth 401k might be a good addition to your retirement planning tools.

Gary Moore 04/14/2006 Author of Faithful Finances Gary joins Jim to talk about how we should think about our national finaces, including balancing our national debt with our national assets.

Rick Pinion 03/24/2006 President, Pinion Financial Services Rick talks with Jim about how seniors can better understand the complicated Medicare Prescription Drug program, including a 5 step approach.

Addison Wiggin 03/03/2006 Co-author of Financial Reckoning Day: Surviving the Soft Depression of the 21st Century Addison joins Jim to talk about the dangers of the lack of savings and personal debt levels of Americans. Jim asks Addison if personal investment by Americans shouldn't be considered as part of their savings level.

Bill Brandt 03/02/2006 President, Development Specialists Bill joins Jim to talk about the present and future danger that is the underfunded corporate defined benefits plans, including retirement and healthcare. Several have already defaulted, almost all of the others eventually will have trouble, so who is going to pay for all of this? It's a problem that's going to affect all of us.

Rick Pinion 02/23/2006 Certified Financial Planner and President of Pinion Financial Services Rick joins Jim on his 7th anniversary as a member of the Brain Trust, to talk about the use of unregistered securities, called Regulation D offerings, to raise capital for a small business. Reg D offerings are also investment opportunities for investors.

Tripp Friedler 02/07/2006 Author of Free Gulliver: Six Swift Lessons in Life Planning Tripp joins Jim for the first time to talk about the importance of living your legacy, not just leaving one.

Elizabeth Warren 01/25/2006 Chaired professor at Harvard Law School; co-author of All Your Worth Elizabeth and Jim discuss the problem small business owners have of not paying enough attention to their own personal finances. They also talk about why small business owners should take extra care not to co-mingle their personal and their business money.

Rick Pinion 01/20/2006 Certified Financial Planner and President of Pinion Financial Services Rick joins Jim to talk about what you should know about the Securities Investor Protection Corporatio, or SIPC, as you trust investment firms with your money.

Craig Brimhall 01/11/2006 Vice President of Retirement Wealth Strategies, Ameriprise Financial Craig talks with Jim about the emotional side of retirement and what that looks like for 21st century retirees.

Gene Siciliano 12/27/2005 Author of Finance for Non-Financial Managers Gene and Jim begin a series on setting financial fundamental goals for your small business. This visit includes the critical topic of creating and managing with regular financial statements. They also make the point that you don't have to be an accountant to manage your business with your financial statements.

Rick Pinion 12/19/2005 Certified Financial Planner and President of Pinion Financial Services Rick joins Jim to talk about some of the index numbers for 2005 and 2006 that you need to know for your financial planning activity.

Addison Wiggin 12/16/2005 Co-author of Financial Reckoning Day and his latest best-seller, Empire of Debt Addison joins Jim for the first time to talk about some of the challenges America faces as a result of our fast-growing national debt. They both agree that debt can be a good thing, and has to be considered along with the strength of the national economy, but is it getting out of hand. Listen in to see what Addison thinks.

Sharon King Davis 10/27/2005 Owner, King Investments Sharon joins Jim to talk about the real estate investment business, including property management and developmen, and how that's working in 21st century Tulsa, OK. This interview is part of Jim's participation in the Tulsa Chamber's Business and Technology Showcase.